IS A TERMINAL REQUIRED?



Is a terminal required? If you’re accepting credit cards in person, a credit card terminal is usually the best option – but not always! Typically, we recommend credit card terminals for merchants who are in the following categories:

  • Low-average-ticket merchants usually prefer terminals. This is due to the fact that terminals process quickly, and can be configured to not require a signature. This means that quick-service merchants or retailers with long lines will usually prefer terminals.
  • If you’re physically swiping the credit card the majority of the time. Merchants who are keying-in most of their transactions in may benefit more from a Virtual Terminal.
  • If your customers require a paper receipt. Many non-profits need to provide receipts to donors, and a standalone terminal is the easiest and fastest way to provide them.


HARDWARE TERMINALS VS. A VIRTUAL TERMINAL





Hardware terminals offer the convenience of everything in a single package: swipe, chip reader, printer. A virtual terminal offers more flexibility, however, because it can be used from most any device, and in almost any situation where you have access to the internet and a browser, including mobile devices running Android and iOS / iPadOS.


However, a virtual terminal is just that, virtual, and you input the card rather than swipe it or read the chip. This typically means the transaction processes as card-not-present, and is therefore charged a slightly higher interchange rate than for a similar card-present transactions. You can get around this by adding a card reader to your virtual terminal setup: either a USB swiper for desktops, or a Bluetooth swiper and chip reader to a mobile device.



TERMINAL VS. A POINT OF SALE SYSTEM





A Point-of-Sale (POS) system can be invaluable to certain types of merchants, and is a “must have” in certain retail/restaurant industries. However, many businesses will have little to no use for a POS, since they aren’t customer-facing or they don’t have fast-moving inventory levels. The majority of businesses can get by with a hardware terminal, or a virtual terminal.


However, for mobile-first merchants, the line becomes a bit blurred as few terminals support 4G-5G or have built-in batteries, whereas a virtual terminal on a mobile device or a dedicated mobile POS such as PAX or Clover may better suit your needs. Ultimately the decision on hardware terminal, virtual terminal or POS all come down to your business and your primary mode of interacting with your customer.





PAX A920 | 4G-3G-WiFi | Wireless Terminal

The PAX A920 is the world’s most elegantly designed and compact secure electronic payment terminal powered by the Android operating system. The A920 comes with a large high definition tablet color display and a thermal printer that is neatly hidden so as to maximize screen usage for customer facing transactions. A wide range of advanced connectivity options are supported, as well as built-in NFC contactless, electronic signature capture and huge memory to enable exceptionally fast processing of applications.



PAX A60 | 4G-WiFi-Bluetooth | Wireless Terminal

Weighing only 300g, the A60 offers all the advantages of the A-series in a featherweight, elegant design. It is paperless, helping reduce your environmental footprint as well as stationery costs. With inbuilt 4G, WiFi and Bluetooth communication, the A60 can either be a standalone wireless device or an elegant in-store cordless desktop solution.



PAX BP60A | Docking Station

The wireless charging solution for your A60 to get even more out of your device.



Poynt Smart Terminal | WiFi | All-in-one Device

Accept all forms of physical payments including swipe or chip cards and contactless payments such as Apple Pay and Google Pay using any Poynt terminal with no upfront commitment.



Verifone V200c | Serial-Ethernet | Countertop

The V200c boasts a powerful processor for quicker downloads and operations, more memory to support commerce apps, and faster printer speed. Plus, it accepts all the latest payment types. The V200c incorporates best-in-class security with end-to-end encryption and tokenization to safeguard sensitive information. It’s EMV-ready and fully compliant with PCI 5.X requirements.



B250 SwipeSimple | Bluetooth | EMV Card Reader

Supports all credit card payment methods including contactless tap, EMV Quick Chip, and magnetic stripe Bluetooth Low Energy securely connects to your mobile device and uses less power Long-lasting battery life takes payments all the way until closing time.



B250 | Charging Stand

A portable and durable tabletop charging stand that: Keeps card reader charged and stabilized while completing transactions Makes it easy to accept payments with a smartly designed upward tilt Has a simple and sleek interface



PAX D220

Lightweight & Compact design Longer lasting battery life Built-in Camera for Code-Scanning Multiple Communication Options The sleek and elegant D220 comes with state-of-the-art technology never seen before in mobile payment devices, including wireless power charging, 4-inch full-body dynamic color touchscreen, and longer lasting battery. Certified to the latest PCI 4.x SRED standards, and offering multiple communication options, the NFC contactless-enabled D220 brings the payment experience for merchants and cardholders alike to a whole new level.



CLOVER FLEX

Clover Flex offers the ultimate in mobility and usability. With Clover Flex, all of the most popular features of the Clover system have all been added to a single device! Clover Flex is a hand-held device, designed to manage all of your payment processing needs: Accept any kind of transaction, right out of the box – EMV, Pin-Debit, Chip+PIN, and Apple Pay. Adjust tips by requesting tips “on-screen” prior to the sale completing, or you can request tips on a printed receipt and adjust at the end of the day. Beautiful 5″ High-definition Gorilla-glass screen. Built-in Barcode scanner to manage your inventory. Real-time inventory (requires use of the Register plan, see below). Touch-screen with front-facing camera. Includes separate charging-cradle. Internal thermal printer, so there’s no need to head back to the counter to print a receipt. Long-life battery to last all day – up to 8 hours. Connects via WiFi or 4G/LTE for additional $



9378 Arlington Expressway Ste #301, Jacksonville, FL 32225